PawClaim tells you exactly what your policy covers, how to file your claim, and what to do when they say no — in plain English, not legalese.
Free: 2 claims/day · Pro $8/mo · No credit card needed
No insurance jargon. No 45-minute hold music. Just clear answers and ready-to-send documents.
Describe your pet's treatment in plain language. No forms, no codes — just talk to us like a friend.
Drop your policy PDF and we read it instantly. We'll tell you exactly what's covered for your specific plan.
We generate a completed claim form, a cover letter, and a step-by-step submission guide tailored to your insurer.
Claim rejected? We draft a professional appeal letter citing your insurer's own policy language. Most appeals succeed.
Upload your policy PDF. We translate the fine print into simple answers: what's covered, what's excluded, what your deductible really means.
Upload your vet bill and we break down each line item — which charges qualify for reimbursement and which don't, with exact dollar estimates.
We pre-fill your claim form based on your vet records and policy. Submit with confidence — no missing fields, no rookie mistakes.
Denied? Our AI writes a firm, professional appeal that quotes your insurer's own policy. Insurers respond better to well-cited letters.
Every insurer has a claim filing window — miss it and you forfeit coverage. We remind you before it's too late.
Trupanion, Embrace, Nationwide, Lemonade, Pets Best, Healthy Paws and more. We know each company's quirks, requirements, and red flags.
We support all major US pet insurance providers. Highlighted companies have full claim form automation.
Start free. Upgrade when you need more. Cancel anytime.
2 claim questions per day. See if it works before you pay.
Everything you need to file, track, and fight your claim.
“Trupanion denied my claim saying it was pre-existing. PawClaim wrote an appeal letter and I got $3,200 back within 2 weeks. Worth every penny.”
“I had no idea my policy had a 90-day filing window. PawClaim caught it and reminded me before I lost $1,800 in coverage. This app literally pays for itself.”
“The policy reader alone is worth it. I finally understand what I'm actually paying for. Filed my first claim in 10 minutes instead of 2 hours.”
Check your first claim for free. No credit card, no signup required to try it.
Check my claim free →2 free questions/day · Pro $8/mo · Cancel anytime