⏳ Waiting Period1 day for accidents, 14 days for illnesses, 6 months for orthopedic conditions
💰 Reimbursement70%, 80%, or 90% of eligible costs after annual deductible; unlimited coverage option available
📞 Contactfigopetinsurance.com | 1-844-738-3446
📋 How to File a Figo Claim
- Log in to Figo's Pet Cloud app or portal at figopetinsurance.com
- Submit your claim with an itemized invoice and medical records
- Claims must be filed within 365 days of treatment, one of the longest windows
- Processing typically takes 5 to 15 business days
- Reimbursement by check or direct deposit
⚠️ Common Reasons Figo Denies Claims
- Pre-existing conditions
- Orthopedic conditions have a 6-month waiting period for dogs
- Treatments during the 1-day accident or 14-day illness waiting period
- Wellness and routine care requires add-on
💡 Tips for a Successful Figo Claim
- Figo's unlimited annual coverage plan is one of the best value options for high-risk breeds
- The Pet Cloud app includes 24/7 vet telehealth and lost pet recovery services
- Figo has a 1-day waiting period for accidents, one of the shortest in the industry
- Figo offers a 365-day claim submission window, the most generous available
- Wellness coverage is available as a Wellness Powerup add-on
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