Both offer comprehensive coverage with competitive pricing. The key differences are in dental illness coverage, behavioral therapy, and how each handles orthopedic conditions.
Fetch covers dental illness — infected teeth, tooth resorption, gum disease requiring treatment. Pets Best offers limited dental illness coverage. This matters because dental disease affects 70% of cats and dogs over age 3, and tooth extractions run $500-1,500 per tooth.
Fetch covers behavioral therapy and includes telehealth consultations. For pets with anxiety, aggression, or compulsive behaviors that require professional behavioral treatment, this coverage can save hundreds per year. Pets Best does not cover behavioral therapy.
For cats: Fetch's dental illness coverage is particularly valuable. Cats are prone to tooth resorption and dental disease, and extractions are expensive. Pets Best's limited dental coverage makes Fetch the stronger choice for cat owners.
You want comprehensive coverage including dental illness, behavioral therapy, and telehealth in the base plan. Fetch is the better choice for cats, for pets with dental history, and for owners who want fewer gaps in their policy.
You want a lower base premium and are comfortable adding coverage as needed. Pets Best can be more affordable for young, healthy dogs where dental and behavioral coverage are not immediate priorities.
Paste your pet's vet records and PawClaim shows what Fetch and Pets Best would each exclude and which is the better fit for your pet's history.
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