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breed guides

Pet Insurance by Breed

Every breed has conditions insurers watch for. Know what is likely to be excluded before you enroll โ€” not after your first denied claim.

๐Ÿ• Dog
French Bulldog
High insurance risk
BOAS surgery $3,000-5,000
๐Ÿ• Dog
English Bulldog
High insurance risk
BOAS + skin + hip
๐Ÿ• Dog
Golden Retriever
High insurance risk
Cancer $5,000-20,000
๐Ÿ• Dog
Labrador Retriever
High insurance risk
Hip + elbow dysplasia
๐Ÿ• Dog
German Shepherd
High insurance risk
DM + hip dysplasia
๐Ÿ• Dog
Rottweiler
High insurance risk
Bone cancer + hip
๐Ÿ• Dog
Boxer
High insurance risk
Cancer rates very high
๐Ÿ• Dog
Great Dane
High insurance risk
Bloat + bone cancer
๐Ÿ• Dog
Dachshund
Medium insurance risk
IVDD surgery $3,000-8,000
๐Ÿ• Dog
Yorkshire Terrier
Medium insurance risk
Tracheal collapse
๐Ÿ• Dog
Beagle
Medium insurance risk
Epilepsy $200-500/mo
๐Ÿ• Dog
Poodle
Medium insurance risk
Addison's disease
๐Ÿ• Dog
Siberian Husky
Lower insurance risk
PRA + hypothyroidism
๐Ÿˆ Cat
Maine Coon
High insurance risk
HCM echo $400-800/visit
๐Ÿˆ Cat
Persian Cat
High insurance risk
PKD management $200-500/mo
๐Ÿ• Dog
Bernese Mountain Dog
High insurance risk
Histiocytic sarcoma + hip
๐Ÿ• Dog
Cavalier King Charles Spaniel
High insurance risk
MVD + syringomyelia
๐Ÿ• Dog
Doberman Pinscher
High insurance risk
DCM affects 58% of breed
๐Ÿ• Dog
Cocker Spaniel
Medium insurance risk
Chronic ear infections
๐Ÿ• Dog
Shih Tzu
Medium insurance risk
Dry eye + BOAS
๐Ÿ• Dog
Border Collie
Medium insurance risk
Epilepsy + CEA
๐Ÿ• Dog
Australian Shepherd
Medium insurance risk
MDR1 mutation + epilepsy
๐Ÿ• Dog
Maltese
Medium insurance risk
Dental + tracheal collapse
๐Ÿ• Dog
Chihuahua
Medium insurance risk
Patellar luxation + dental
๐Ÿ• Dog
Irish Setter
High insurance risk
Bloat + osteosarcoma
๐Ÿˆ Cat
Ragdoll Cat
High insurance risk
HCM + PKD
๐Ÿˆ Cat
British Shorthair
Medium insurance risk
HCM + PKD
๐Ÿˆ Cat
Bengal Cat
Medium insurance risk
PRA blindness + HCM
๐Ÿˆ Cat
Scottish Fold
High insurance risk
Osteochondrodysplasia (all folds)
๐Ÿˆ Cat
Siamese Cat
Medium insurance risk
Asthma + lymphoma

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