Data sources: Risk scores and condition data for verified breeds are based on OFA (Orthopedic Foundation for Animals) breed health data, Morris Animal Foundation studies, published breed health surveys, and veterinary literature. Insurance recommendations are based on published policy documents as of 2026.
For breeds not in our verified database, results are AI-generated and may contain inaccuracies — always verify with a veterinarian and confirm coverage terms with the insurer before enrolling. Terms vary by state.
See our methodology.